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Google Cloud Certified Professional Machine Learning Engineer · Google Cloud
Select one answer.
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Went with A
Local, not global since they asked about one specific prediction. Check out that section on this blog: https://cloud.google.com/blog/products/ai-machine-learning/explaining-model-predictions-structured-data/ Cool stuff!
Local feature importance can provide insight into the specific features that contributed to the model's decision for a particular instance. This information can be used to explain the model's decision to the bank's risks department and potentially identify any issues or biases in the model. Option B is not applicable as the loan request has already been rejected by the model, so there are no target values to correlate with. Option C may provide some insights, but local feature importance will provide more specific information for this particular instance. Option D involves changing the features, which may not be feasible or ethical in this case.